Taxes and the Retired Expatriate

15 Feb

Let me start by saying that Lisa is in charge of taxes. She tells me what to do and I do it as we prepare for a trip to the States and a visit with our accountant. This week I found myself in a familiar place, stressing about money. It happens every time we fly to the States which involves airplane tickets,  car rental, eating out and the laundry-list of purchases that we intend to bring back. My stomach knots, my head spins and I don’t sleep well. It’s not fun for Lisa and certainly not fun for me.

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Trumpet Vine at Casita Carolina

This morning I was doing my tax assignment, gathering my W-2 and investment balances. The fog lifted and I came to the conclusion that I DO NOT HAVE TO WORRY ABOUT MONEY! Stop it, cut it out, quit!

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Blooming aloe on the patio. The bees love it.

As a partnership of two women, we have never made the big bucks. I have a small State of Texas retirement, social security and a portion of a former spouse’s retirement. What I did right was save a portion of every paycheck as soon as I made any money. I maxed out my IRA’s for years. Even though friends and fellow employees poked fun at my taking the bus, bringing my lunch, and general modest living.

Orchids on Cozumel Island

Orchids on Cozumel Island

This morning I did the math. I gave myself thirty more years on the planet, subtracted what we’ve put aside to build the house, and added in my retirement checks and voila. I’m fine. We’re fine. I have nothing to worry about.

Petaluma, CA last summer.

Petaluma, CA last summer.

It really has nothing to do with money, but my frame of mind. Remembering to be grateful, throw in all the people who love me and I really never have to be afraid about anything, ever. Relax, breath.
DOS TORTAS

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Sometimes the Hardest Things Are the Most Wonderful

8 Feb

Who knew a week of watercolor painting could be so exhausting? Was it fun? Hell yes! Did I learn a lot? Most definitely.

16th Annual Watercolor Workshop.

16th Annual Watercolor Workshop.

But probably the biggest gift was a chance to immerse myself in a group of women artists for a week. They were my cheerleaders when I felt discouraged. Every evening we gathered with our day’s work for critique. We were vulnerable, sharing our process and self-doubt. How often does that happen? Their suggestions for added color here and more definition there, made my paintings pop and kept me grounded.

Caroline, Kim, Teresa

Caroline, Jo, Teresa

The work we produced was epic. It was painting-on-demand with no chance to walk away for a few days and let things percolate. We were on the clock with a showing on Saturday. As much as I hate it, magic happens under pressure.

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The community celebration on Saturday was a multi-cultural event with great music, delicious food, new and old friends and a chance to sell our work. The owner of Aluxes, the hotel where we painted on Wednesday bought almost all the fabulous paintings made of his hotel.

Aluxes Hotel and restaurant, Bacalar

Hotel Aluxes, Bacalar

No one broke even as we turned around and bought each others’ paintings. I may not have a house yet, but when I do, it will be full of memories and Rendezvous beauty.

There was a bidding war for this painting. I loved doing it.

There was a bidding war for this painting. I loved doing it.

Rendezvous entertainment.

Entertainment by Escenario Libre

Finding the words to wrap up the week’s workshop fails me. Painting was the medium for the connection, which if you think about it, is the truth about life in general. It’s always about loving each other first, is it not? From that base life can be really lived. What a fabulous lesson brought home by this wonderful experience and these lovely women.

Thank you all for leaping with me.

Thank you all for leaping with me.

The Artist Next Door

1 Feb

“Art has so many sides, so many possibilities.” These wise words posted by one of our blog followers inspired me to continue sharing the artistry that is Bacalar. Christmas Eve we met our neighbors Abraham and Isabel. Abraham is a stone and wood sculptor with his work currently on display at a local resort. We spent a fun day recently oooing and ahhhing and generally being inspired by Abraham’s work.

Abraham Illescas

Abraham Illescas

The pieces are viewed best by walking round to experience all sides. Clearly this is not the perfect venue. The stone makes you want to caress the coolness, smooth and rough. Abraham “finds” stones, or maybe they find him and works to release the beauty within.
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Abraham is working on an installation for the Modern Art Museum in Mexico City in a few months. At the same time, all pieces are for sale, a common struggle of all full-time artists.

Wouldn't this piece look wonderful in your garden?

Wouldn’t this beauty look wonderful in your garden?

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This is my favorite piece, carved from a stone found holding open a door in a small Yucatan hotel. Maybe its forever home is my yet-to-be built house, displayed with the perfect lighting in my living room .
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Abraham and Isabel sat with us at dinner last weekend. They wave when they see me out on my bike. It has been really fun getting to know them and continuing to open my eyes to the artistry in Bacalar.

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The Artistry of Bacalar

25 Jan

San Miguel de Allende in northern Mexico is an artists’ haven. We stopped last year on our drive back to Bacalar from visiting family in Texas. There are artisan markets, galleries, beautifully landscaped architecture and well, sigh…I returned to our little town of Bacalar feeling depressed and longing for a more stimulating creative environment.

The street in San Miguel.

The street in San Miguel.

In the year since, I have discovered the amazing arts community that is Bacalar. It began when I opened my eyes.

Colibri

Colibri

This beautiful hummingbird and the blue deer that follows grace the wall of a house that is under construction. The colors are vibrant and my bicycle excursion up a new street uncovered them, much to my delight.

Venado Azul

Venado Azul

Down the street from our house, the newly named Frida Kahlo school for differently-abled children received a new mural outside its gate over the recent holiday vacation.

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My favorite mural is on a main street leading off the town square.

The sky begins on Laguna Bacalar.

The sky begins on Laguna Bacalar.

Even a little house that looks like it’s about to fall down provides the canvas for an artist’s expression.

The work covers part of the front door in its beautiful expression.

The work covers part of the front door in its beautiful display.

There are amateur murals, perhaps from a community project of years ago.

Note the crocodile in the foreground.

Note the crocodile in the foreground.

A recent state-wide celebration included the commission of this mural on the wall of the Bacalar Tourist Center.

Flying fish than can be seen when I'm out in my kayak.

Flying fish that can be seen while kayaking on the laguna.

Next week starts the annual Art Rendezvous at Casita Carolina. Local and visiting artists gather for five days and capture the sights – mercado, pyramids, palm trees and colorful residents. On Saturday next there is a community party and art sale. Everyone is invited to participate. I’ve decided to paint even though I haven’t picked up a brush since high school.

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With exceedingly low expectations of my artistic abilities I will join in and chronicle the fun. Clearly our community is far more artistic and creative than I previously saw. With such a beautiful environment, how could it not be.

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Follow up to last week’s blog  Los Perros of Bacalar –

I did not expect that blog followers would be willing to open their hearts and resources to the dogs and cats of Bacalar, silly me. This weekend there was a sterilization clinic with additional pictures on the Dos Tortas Facebook page. It is a public page that you can access without a FB account. If you wish to contribute please contact me for further information. A large bag of dog food costs $25US and the average cost to sterilize an animal is about $20. We have the offer of a permanent location and would like to have monthly clinics. There are start up equipment costs, but money goes far in Mexico.

Our visiting veterinarian and expat nurse extraordinaire Patty.

Our visiting veterinarian and expat nurse extraordinaire Patty.

DOS TORTAS

Los Perros of Bacalar

18 Jan

The dogs of Bacalar have been on my list of blog topics for awhile. They lounge in the streets barely aware of speeding taxis and zipping motos. When walking or riding our bikes, it is useful to carry a stick or pocket of stones. Bacalareños and expats alike either own dogs, are afraid of them or both, for good reason.

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In the defense of the perros is our friend Rojo. He takes collections of dog food, arranges sterilization clinics and maintains the bellies of a small herd of street dogs. With the support of many gringos he has taken the fight to the município and raised awareness. His facebook page, Perros Olvidados de Bacalar, the forgotten dogs of Bacalar, was created to provide a central message board.

Rojo the dog rescuer.

Rojo the dog whisperer.

While riding this week I was bum rushed by two dogs that hang out blocks from our house. I got scared, hit the brakes and went down. I got up bruised but determined to do something about this particular duo as I have seen them in action before.

They certainly think they live here and someone is feeding them.

They certainly think they live here and someone is feeding them.

I canvassed the neighborhood but was told that the dogs have no owner. No one wants to take responsibility for this pair, for good reason. A friend paid $11,000 pesos this week, about $750us when a passing man called the police threatening to sue, claiming our friend’s weimaraner Lucy had bitten him (names have been changed to protect the presumed innocent). As anywhere, the case for settling “out of court” was made and a deal was struck.

The take away came from the old man who came by on his tricycle while I was knocking on doors. I see him frequently in the hood and noticed that the corner dogs mostly ignore him. My curiosity was peaked and I struck up a conversation. I told him that the dogs had attacked me and I was looking for their owner. He casually glanced at my leg looking for evidence of the crime. Finding none, he proceeded to gesture about the mythical dogs who live “over there” and attack and kill people. Seemingly there are always people, “over there” who have it worse, like the starving children in Africa, invoked by my parents to pressure me to eat my peas and carrots.

The lesson and our new mantra is, if you’re not dead, you have nothing to complain about. Try it this week; it sort of has a nice ring to it don’t you think?

DOS TORTAS

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A Literary Suggestion for the Mexico Bound

11 Jan

Bacalareños had a quiet Saturday night. The long holiday vacation is over with adults back to work and the children in school. The cool weather and rain had the perros curled up and quiet until the rooster alarm clock went off this morning. We cherish these mornings.

Rainy Sunday morning.

Rainy Sunday morning.

I’ve been hearing from readers about adventurous plans to travel or retire to Mexico. I thought you might enjoy a reading suggestion to pass the time until your trip.

On my night table is The Lacuna by Barbara Kinsolver.

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The main character tells of life growing up with his Mexican mother and his relationship with Frieda Kalo and Diego Rivera.

Artists of Mexico.

Artists of Mexico.

As a young adult he returns to seek out his US father and ends up living in Asheville, NC. of all places. My brother lives in Asheville and I’ve visited many times, however familiarity with the city is not a requirement to enjoy the book.

I found The Lacuna slow to engage but persisted after I saw it included among the coffee table collection at La Casa de los Venados in Valladolid. If the owners of this amazing art collection thought enough to place it front and center in a room where there are no accidents, I decided to give it a second go.

All things Mexico.

All things Mexico.

The largest private collection of Mexican folk art.

The largest private collection of Mexican folk art in the world.

Our reclusive protagonist develops into a writer of Mexican ancient history and weaver of stories that capture the hearts of post WW I, communist fearing Americans. I cannot tell you the ending, as I am within pages of finishing myself. It feels much like the story of Dos Tortas, off to a slow start, but now within days of receiving our permission to build our retirement home. How perfect a life reflection. DOS TORTAS
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OK I Quit!

4 Jan

All this week I’ve been waiting for that still small voice that tells me what this week’s blog will be. My muse is clearly on vacation. When I started blogging in 2013, I told myself that if it’s no longer fun, I will quit. This week it wasn’t fun. I tossed in my sleep, came up with multiple ideas and threw them out, and yes stressed about it! Then I decided to repost an older blog, and even that process was more than I could deal with, even though I’ve done it before. No, I’m not shutting down the blog, just taking a break. Happy New Year.

Time for a trim.

Time for a haircut.

Meet Mary. She did a great job.

Meet Mary. She did a great job.

Silly selfie. $6.00 haircut.

Silly selfie. $6.00 haircut.

I hope your transition into 2015 was what you hoped for. I have two announcements. Our friend Kathe is selling a lovely home not far from here:
http://www.viviun.com/AD-217759/
Another friend Carolyn is selling a wonderful business:
Www.undertoemexico.com

If you ever thought of a life away, here are two opportunities. A few more pictures for your pleasure. You can also find us on Instagram at dos_tortas.

Blue morning.

Blue morning.

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I commit to no stress for 2015. No telling where the new year will take us. The adventure continues…

DOS TORTAS

Help Promote My Blog

30 Dec

The WordPress.com stats helper monkeys prepared a 2014 annual report for this blog.

Here’s an excerpt:

A New York City subway train holds 1,200 people. This blog was viewed about 6,600 times in 2014. If it were a NYC subway train, it would take about 6 trips to carry that many people.

Click here to see the complete report.

En Bacalar It’s El Parque (The Park)

28 Dec

In the colonial cities throughout much of Mexico, the town square is called the zócalo. The zócalo is located in the old center of the city and is a multi-purpose destination. On one side is usually the cathedral. Government buildings such as the governor’s palace or a museum flank another quadrant. Many are resplendent with portales, arched walkways with outdoor cafes to nosh and people watch. They are the place to see and be seen. I remember sitting on the zocalo in Oaxaca watching the teens circle, boys in one direction, girls in the other. The aunties on benches served as chaperones. Lord are those days gone forever! Welcome to our humble park.

The gazebo houses dance classes, tai chi, health fairs and games of tag.

The wonderful gazebo, in the center of the park houses dance classes, tai chi, health fairs and games of tag .

Bacalar’s town square is called el parque. On Friday night it is hopping. Families come to let the kids play, buy a treat and mingle with the tourists.
imageThe parque is also where children put on school presentations and holidays are celebrated.
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A walk around the outside of the park starts on the north where several small restaurants attract mostly tourists with regional cuisine and hamburgers.

Notice the bilingual sign.

Notice the bilingual sign. Bicycles provide transportation.

In the northeast corner is an office building devoted to tourism. It is newly painted with colorful murals.

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To the east is the pirate fort overlooking the Laguna. Young Guatemalan girls sell their wares in its shadow. These two wanted “three dollars” to take their picture. With lots of giggling, they got five pesos each.

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View from the fort and museum 

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On the southwest corner, local artists sell wonderful jewelry and wind chimes made from shells found in the laguna. I love to visit to see their latest creations. Shop here to take home that special keepsake.
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Continuing around the park you pass the ATMs and on to the municiple offices. It’s time to pay 2015 property taxes. If paid by the end of December there’s a 25% discount!
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I hope you enjoyed our little walk in the park. It’s our favorite place to hang out. Did I mention it has wifi? Love our little town.
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Our First Year in Bacalar – 2014

21 Dec

I love getting Christmas cards. I decorate with them around doorways and across the mantle. As sending cards becomes old school, I have saved them for reuse. Several friends have asked for our mailing address. If you’d like to see how long it takes for a Christmas card to get to Bacalar Mexico, you can mail us at:

Alex Fisher
Apostado #16
Bacalar, Quitana Roo 77930
Mexico

I will let you know when they arrive, probably by June.

It is hard to believe that this is our second Christmas in Mexico. The end of the year is always a time to look back and ahead. One way to measure the passing of time is with events. Here are some of the highlights of 2014 for Dos Tortas:

January - The birth of our granddaughter Sophia.

January was the birth of our granddaughter Sophia.

In April we closed on our property.

In April we closed on our property. Construction of our house will begin in the new year.

We got married in July in Petaluma CA.

We got married in July in Petaluma CA after twenty years in love.

We have also grown in relationships, not only our own but new friends in Bacalar. Yesterday we spent the day with Gabriel and Monica, seasonal visitors from Mexico City. Sitting on their dock, talking and being in awe of the beauty of the laguna was one of those capstone days to our year.

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Our blessings have been too numerous to count. The new year brings the promise of our new house, visits from friends and family, and joy in the life we have created.

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We are sending our love to all of you. Feel free to contact us. We love getting comments on the blog, calls and emails. Happy holidays and happy New Year.
Dos Tortas

Emilie Vardaman

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